Auto Insurance Michigan Reform

We are here to help guide you through this process. In the meantime, here are some steps you can take to prepare. With the new law, you can opt out of buying personal injury protection (pip) as part of your auto insurance—but only if your health insurance policy covers auto injuries and has a deductible of $6,000 or less.

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Given those high premiums (as pip can account for half of auto insurance premiums), michigan also has one of the highest uninsured rates in the country.

Auto insurance michigan reform. Michigan’s new auto insurance reform law went into effect on july 1, 2020. October 24, 2017 | chad livengood, mike wilkinson. How michigan’s auto insurance premiums became the nation’s highest.

And, like a lot of michigan residents, you might have some questions about the new law and your hap health coverage. You will receive notice from your insurance company approximately ninety (90) days before your auto policy renews. About the new auto insurance law.

What you need to know about michigan’s new auto insurance reform law. When does the new law go into effect? Michigan auto reform changes pip requirements.

Governor gretchen whitmer signs the law changing pip options effective july 1, 2020, more details on other changes can be found at the michigan difs site. While some of these changes will be phased in over time, most went into effect on july 2, 2020. Michigan said the biggest change in the new auto insurance reform law is all the options that are now available.

You may have read or heard lately about auto insurance reform and health coverage in michigan. Contact us and we will help you understand how your auto insurance coverage is affected. What is michigan’s car insurance reform?

No guaranteed savings under new michigan auto law here's the problem: Some functions of this site are disabled for browsers blocking jquery. Effective july 1, 2020, you can choose your insurance protection (pip) options.